Funding Programs

The NHFC provides housing finance to Retail Intermediaries, Property Developers and Social Housing Institutions; as well as supports and capacitates emerging housing intermediaries through strategic partnerships.

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Home Seekers

The NHFC does not provide direct funding to home-seekers, but works through a network of Social Housing Institutions, Private Landlords and Retail Finance Intermediaries.

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FLISP

Through the NHFC, you may apply for a FLISP housing subsidy to reduce or augment your first home loan amount, if you earn between R3501 and R15000 per month.

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The National Housing Finance Corporation (NHFC) was established by the National Department of Human Settlements as a Development Finance Institution (DFI) in 1996, with the principal mandate of broadening and deepening access to affordable housing finance for the low-to-middle income South African households.

What we do?

We make housing and housing finance accessible and affordable for the low-to-middle income households, the Gap housing market.

How we work

  • The NHFC provides Project Finance to Social Housing Institutions and Property Practitioners who develop projects for ownership or rental housing purposes; including inner city renewal developments
  • We partner with and provide wholesale finance to Retail Financial Intermediaries to increase and sustain lending in the Gap housing market space
  • We mobilise funding in the affordable human settlement space, through strategic partnerships with the broadest range of institutions
  • Broaden access to innovative housing finance products and government housing subsidy, FLISP for the target market end-beneficiary and Home-seekers

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