• Providing wholesale funding to intermediaries for small home improvement loans to households.
• Funding long-term project fi nance to social housing and private rental landlords.
• In partnership with others, providing bridging funding for the development of aff ordable homes,particularly integrated developments.
• Providing retail home loans to the lower end of the housing market through various channels.

• Implementing risk enhancement mechanisms to encourage active participation in the low- to middle-income housing market.
• Promoting an enabling environment in the low- to middle-income housing market through advocacy and involvement in policy development.
• Improving access to housing fi nance for the low- to middle-income housing market to improve their living standards.

Registration number:1996/005577/06

Physical address:
Isle of Houghton, Old Trafford 3
11 Boundary Road, Houghton, 2193

Postal address:
P.O. Box 31376, Braamfontein, 2017

Auditors:Ernst & Young Inc.
Bankers:Standard Bank
Telephone: +27 (0)11 644 9800
Fax: +27 (0)11 484 0204
email: info@nhfc.co.za


Mandate
The National Department of Human Settlements established the National Housing Finance Corporation Limited (“NHFC”) as a Development Finance Institution in 1996 with the principal mandate of broadening and deepening access to aff ordable housing fi nance for the low- to middle-income households.

The Corporation supports BNG and achieves its mandate and supports BNG by:

• making housing fi nance accessible and aff ordable for the low- to middleincome households through a range of fi nancial instruments; and
• facilitating the development of a viable and sustainable lowto middle-income housing fi nance market.