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NHFC Finance :: Homeseeker :: Who qualifies

Who Qualifies

Credit criteria vary according to the different lenders, but the following are the minimum conditions for every applicant:

  • South African citizens
  • Older than 21 years
  • Earning no more than R15 000 per month
  • Able to prove 2 years continuous employment
  • Can demonstrate ability to service the loan

A lender may take additional circumstances into account when evaluating a borrower's application, such as the credit record and other financial obligations.  Each lender will inform the borrower of additional requirements or documents to be submitted.

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