| How do I get credit assurance? |
| The Originator-servicor maintains the right to reject applications based on factors not included in the Credit Criteria. Such factors include judgements, over-exposure to debt, and credit reports It is the responsibility of the Originator-servicor to verify all information utilized to conduct a credit assessment. |
| Does the NHFC finance construction? |
| The NHFC enables home-seekers to access finance to buy, build, rent or improve their homes. The Corporation does not finance construction companies. |
| Who can access finance from the NHFC? |
| Any homeseeker from a household with an income between R1 500 and R7 500 can apply for finance from an NHFC accredited lender. |
| Where can I get finance? |
| As both a retail and wholesale funder, the NHFC does provide funding directly to the end-user but also through a network of accredited lenders across the country. A home seeker may approach these lenders directly or contact the NHFC. |
| Can I apply for a housing subsidy through the NHFC? |
| Applications for housing subsidies are made directly to government through the local and provincial government housing offices. |
