|How do I get credit assurance?
|The Originator-servicor maintains the right to reject applications based on factors not included in the Credit Criteria. Such factors include judgements, over-exposure to debt, and credit reports It is the responsibility of the Originator-servicor to verify all information utilized to conduct a credit assessment.|
|Does the NHFC finance construction?
|The NHFC enables home-seekers to access finance to buy, build, rent or improve their homes. The Corporation does not finance construction companies. |
|Who can access finance from the NHFC?
|Any homeseeker from a household with a monthly income between R1 500 and R15 000 can apply for finance from an NHFC accredited lender.|
|Where can I get finance?
|As both a retail and wholesale funder, the NHFC does provide funding directly to the end-user but also through a network of accredited lenders across the country. A home seeker may approach these lenders directly or contact the NHFC. |
|Can I apply for a housing subsidy through the NHFC?
|Applications for housing subsidies are made directly to government through the local and provincial government housing offices.|