The primary instrument of investing by the NHFC remains debt funding with risk based loan pricing. However, over time, the NHFC has identified opportunities to take equity (& quasi equity) risk in investment opportunities aligned to our strategy
Trust us, Talk to us…
NHFC is committed to the highest ethical, moral and legal standards in the conduct of its business. At NHFC ethical behavior is the responsibility of every person in the company and is reflected, not only in our relationships with each other but with out customers, suppliers, shareholders, and other stakeholders. In line with this commitment, we expect our stakeholders, who may suspect or become aware of any violation of this commitment to communicate these matters through the appropriate channels provided by NHFC.
Contact the NHFC Fraud and Ethics line
SOCIAL HOUSING FINANCE
Private Rental Housing Finance
Affordable Housing Bridging Finance
INCREMENTAL HOUSING FINANCE
PROGRAMME AND FUND MANAGEMENT
FIRST HOME FINANCE
CONTRACTOR BRIDGING FINANCE
OUR PURPOSE, MISSION & VALUES
Our Purpose is to Serve the South African households evolving needs of access and affordability to adequate housing, in quality living environment, and our Mission is to provide innovative and affordable housing finance solutions for the low-to-middle income market. We do this by applying our Values, which are Accountability, Collaboration, Excellence, Leadership, Integrity, Innovation, Diversity, Ubuntu and Professionalism.
The NHFC provides wholesale funding in the affordable housing market mainly to social housing institutions, non-banking retail intermediaries, privately owned property developers, construction companies and investors. It also provides loans and other form of wholesale funding (equity and quasi equity) to certain niche businesses that are in the affordable housing market.
The NHFC delivers on its mandate as prescribed in the Government Gazette of 1997 performing…
The NHFC exists to ultimately serve low-to-middle income households by giving them the opportunity to live with dignity. The NHFC facilitates end to end solution which addresses the human settlement funding and financing needs, by providing various funding instruments to suit specific intervention required. The instruments can be segmented into two categories being development/project finance and funding through retail intermediaries to the following type of entities:
- Social Housing Institutions (SHI),
- Other Delivery Agents (ODA),
- Micro Finance Institutions (MFls),
- Co-operative Finance Institutions (CFls), Community Based Organisations (CBO) and Housing Co-operatives.
The NHFC also provides the following services to Local and Provincial authorities:
• Construction support,
• Strategic partnership, and
• Fund management.
In addition, the NHFC administers the FIRST HOME FINANCE which is a grant programme for first home owners.
Chief Executive Officer
Chief Financial Officer
Dr Nomsa Ntshingila
Executive Strategic Partnerships
Executive Corporate Finance