As an INNOVATOR, the NHFC seeks and implements housing finance solutions that support, facilitate and promote affordable and sustainable human settlements, underpinned by the following business philosophies:

  • high risk appetite
  • better insight of the affordable housing market
  • a developmental approach to projects

One of the key strategic objectives of the NHFC is to provide robust, relevant and timely research and market analysis to housing practitioners and consumers.

The Policy & Research Division (P&R) of the NHFC is constantly seeking workable solutions for the provision of and easy access to affordable housing finance for the practitioners, consumers and government.
The NHFC Policy and Research Division is structured and geared towards collating insights and gainful knowledge about workable policies, regulations, products options and channels suitable for this market sector.

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In line with the Minister of Human Settlements’ mandate of creating impact in the delivery of housing, the Urban Reconstruction and Development Agency (NURCHA) and the Rural Housing Loan Fund (RHLF) are being consolidated into the National Housing Finance Corporation (NHFC) as part of the process towards the establishment of a new Human Settlements Development Institution.

Click here for more information on the DFI Consolidation