Professionals include architects, engineers, quantity surveyors and town planners to name a few.

Professionals will register to the programme to provide professional services.

Incubants include builders, contractors and developers to name a few..

Incubants will apply for assistance with training into the programme by the Professionals and our companies (NHFC and C-GES).

No, you must decide which role you’d like to play, to the the assitor or assisted.

An entity that has developed, owned, or operated at least one (1) but not more than three (3) housing developments often with limited resources or experience, who is seeking to establish themselves in the industry. 

An early-stage, often startup business. The NHFC requires that the key directors/proponents must have Built-Environment experience. 

Preference is given to majority black-owned businesses as well as businesses owned by females, disabled persons and veterans. 

Applicants will have one month to apply on the website. 

The length of the adjudication period will be dependent on the number of applications and the quality of those applications received.Targetted period for implementation is 3 months. 

The program will run for a period of 3 years where NHFC will fund the pre-approval stage of the project. Thereafter the professional costs will be funded from the project and will form part of the facility. This portion of the facility is non interest generating.

We will only be responding after all applications have been evaluated. We are unsure about the number of applications; therefore, we cannot give an exact timeline. 

Once your application is submitted, it will be adjudicated. We will only be able to come back to the applicants once all the applications are adjudicated. If your application is successful, you will be invited to the programme. Thereafter, we will schedule a meeting with you to discuss the way forward on your specific project. Based on your project, a specific project plan will be created to help you to reach successful project completion. 

The process consists of three parts: online training, group mentorships, and one-on-one mentorship (online or in person). 

No, you need to have some experience in the Built Environment. 

You need to have some level of equity, whether it is a piece of land, or cash equity. 

Although this matter is currently inapplicable and discussions are still ongoing without final approval, we recognize that there have been frequent inquiries regarding it. We will address this topic accordingly. The developer may, in preparation for these discussions, calculate the shareholders’ contributions using their Built Environment Professional fee scale and provide calculations with appropriate references. Please ensure the costs of any assisting professionals are excluded. 

Yes, you should at least have a basic project concept before you can apply. 

You must have access to a parcel of land for the development, whether it is through a long-term lease agreement or a title deed 

No. The developer needs to have an existing piece of land that he/she plans to use for the development as in question 16 

Yes, a tax clearance certificate is mandatory to apply for the programme. 

The NHFC encourages developers that meet the minimum criteria that is published on the NHFC website to apply for funding through our normal channels.

The programme will provide you with the necessary skills to grow into larger, more complex projects. 

Yes, it does. There is Quantity Surveyor and Project Management support as part of the programme. 

QS Full Support (start-up): 

• Assist with drafting financial feasibility (capital expenditure model) with the developer (onlyfor successful applicants).

QS Supervision (emerging): 

• Review the financial feasibility and guide where any changes are required.

PM Full Support (start-up): 

• Only project development management support (No Principal Agent services)

PM Supervision (emerging): 

• Only project management supervision (No Principal Agent services) 

Further professional support and NHFC service provider will be for the cost of the development. 

Either is applicable, however if there is an existing professional team, they will be vetted. 

The professionals are dependent on the type of development, but the team can include and is not limited to: 

• Architect 
• Quantity Surveyor 
• Project Manager 
• Structural Engineer 
• Electrical Engineer 
• Mechanical & Wet Services Engineer 
• Civil Engineer 
• Fire Engineer 
• Traffic Engineer 
• Acoustic Engineer 
• Town Planner 
• Land surveyor 
• Environmental Consultant 
• Health and Safety Officer 

The programme can assist in sourcing the right professionals. 

Yes, the team will review the professional team already appointed and guide if changes need to be made. Any professional service will be for the project’s budget. The contractor with correct CIDB grading etc, will be appointed through a tender process managed by the developer’s appointed quantity surveyor and funders requirements. 

Yes, the programme will assist with creating an accurate development budget. The project’s vetted professional team will be responsible for cost control together with other controls as may be instructed by the relevant funders. 

This forms part of spatial planning which forms part of the scope of the architect and town planner as appointed by the developer. 

The NHFC does not provide funding for bulk services. However, they can facilitate connections between developers and other Development Finance Institutions (DFIs) that offer such support. 

The team will guide you to make the appropriate decisions to create a good marketing strategy. 

Yes, a property and facilities management team will help you run and grow your business sustainably, as part of operational costs. 

New developers often face challenges such as overvaluing their property, selecting a professional and construction team that may not be able to complete the project, managing cashflow inadequately, and attempting to extract financial benefits when the development is not yet sustainable. The program is there to support emerging developers avoid these mistakes.