• 20 Years Celebration
  • 4.3 Million houses built
  • Tamaleti

    Tamaleti, Kemptonpark, Gauteng

  • Meadowridge Mews

    Meadowridge Mews Parklands Cape town

  • Fairview link

    Fairview link Port Elizabeth

Funding Programs

The NHFC provides housing finance to Retail Intermediaries, Property Developers and Social Housing Institutions; as well as supports and capacitates emerging housing intermediaries through strategic partnerships.


Home Seekers

The NHFC does not provide direct funding to home-seekers, but works through a network of Social Housing Institutions, Private Landlords and Retail Finance Intermediaries.



Through the NHFC, you may apply for a FLISP housing subsidy to reduce or augment your first home loan amount, if you earn between R3501 and R22000 per month.


The National Housing Finance Corporation (NHFC) was established by the National Department of Human Settlements as a Development Finance Institution (DFI) in 1996, with the principal mandate of broadening and deepening access to affordable housing finance for the low-to-middle income South African households.

What we do?

We make housing and housing finance accessible and affordable for the low-to-middle income households, the Gap housing market.

How we work

  • The NHFC provides Project Finance to Social Housing Institutions and Property Practitioners who develop projects for ownership or rental housing purposes; including inner city renewal developments
  • We partner with and provide wholesale finance to Retail Financial Intermediaries to increase and sustain lending in the Gap housing market space
  • We mobilise funding in the affordable human settlement space, through strategic partnerships with the broadest range of institutions
  • Broaden access to innovative housing finance products and government housing subsidy, FLISP for the target market end-beneficiary and Home-seekers

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