Social Housing, by definition, is subsidized rental accommodation which is driven by the Social Housing Regulatory Authority (SHRA), Social Housing Institutions (SHI’s), Other Delivery Agents (ODA) and Provincial Human Settlement Departments in conjunction with Local Municipalities. The NHFC provides top-up funding up to 30% as secured debt and the balance of which is provided for by SHRA to accredited SHI’s and ODA’s that qualify for Consolidated Capital Grants (CCG) to complete the project. Social Housing projects are aimed at providing subsidised rental housing to accommodate the low-to-middle income rental market sector.


  • The borrowing entity must be a registered legal entity or a Non-Profit Company (NPC) and accredited SHI or ODA
  • The SHI or ODA must be allocated a CCG
  • The project feasability must be financially viable per NHFC criteria.

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